As a homeowner, one of the most important decisions you’ll make is how to protect your property and its appliances. Home warranty plans offer a valuable solution, providing coverage for repairs or replacement of appliances and systems that break down due to normal wear and tear. Choice Home Warranty is one such provider, offering a range of plans and add-ons to suit your needs. But what does appliance insurance choice home warranty cost, and how does it compare to other options on the market?
Appliances play a vital role in our daily lives, making household tasks easier and more efficient. From refrigerators to washing machines, these devices are essential for maintaining a comfortable and functional home. However, despite their importance, appliances can also be prone to breakdowns and malfunctions. This is why it is essential to consider appliance insurance choice home warranty for your home.
What is Appliance Insurance Choice Home Warranty?
Appliance insurance choice home warranty is a type of coverage that helps protect homeowners against the cost of repairing or replacing appliances that may break down due to normal wear and tear. This type of insurance can cover a wide range of appliances, including refrigerators, ovens, washing machines, and more. It can also cover the cost of labor and parts needed for repairs.
Why Do You Need Appliance Insurance?
There are several reasons why appliance insurance is crucial for homeowners. First, appliances are a significant investment, and their repair or replacement can be costly. Without insurance, homeowners may have to pay out of pocket for these expenses, which can put a strain on their finances.
Second, appliances are essential for the functioning of a home. A broken refrigerator, for example, can result in food spoilage and wasted money. Washing machine breakdowns can mean dirty clothes and inconvenience. With appliance insurance choice home warranty, homeowners can have peace of mind knowing that they will be covered in the event of an appliance breakdown.
Must Read: 9 Advantages of 50/50 Cotton & PolyesterThird, appliances are prone to breakdowns due to normal wear and tear. Over time, appliances may become less efficient or stop working altogether. With appliance insurance choice home warranty, homeowners can have them repaired or replaced without incurring additional expenses.
What Does Choice Home Warranty Offer?
Choice Home Warranty is a home warranty provider that offers coverage for appliances and systems in your home. Some of the items that are typically covered under a Choice Home Warranty plan include:
- Refrigerator
- Oven
- Dishwasher
- Washer and dryer
- Air conditioning and heating systems
- Plumbing systems
- Electrical systems
In addition to covering repairs and replacement of these items, Choice Home Warranty also offers a range of add-ons, such as coverage for pools, spas, and septic systems.
What Are the Pros and Cons of Choice Home Warranty?
Like any home warranty provider, Choice Home Warranty has its own set of pros and cons. Some of the pros include:
- Comprehensive coverage for appliances and systems
- Add-ons available for pools, spas, and septic systems
- Prompt service and repair
However, there are also some cons to consider, such as:
- Limited coverage for certain items, such as roofing and foundation repairs
- Some customers have reported difficulty getting claims approved
- Service calls and additional costs can add up
How Does Choice Home Warranty Compare to Other Options?
When it comes to home warranty providers, Choice Home Warranty is not the only option on the market. Other providers include:
- American Home Shield
- First American Home Warranty
- Home Warranty of America
- TotalProtect Home Warranty
Each of these providers offers a similar range of coverage options, but with different pricing and service levels. To determine which provider is the best fit for your needs, it’s important to compare prices, read customer reviews, and ask for recommendations from friends and family.
How Much Does Choice Home Warranty Cost?
The cost of a Choice Home Warranty plan will vary depending on the coverage you choose and the state you live in. On average, homeowners can expect to pay between $350 and $600 per year for a Choice Home Warranty plan.
| Home Size | Basic Plan Cost | Total Plan Cost |
|---|---|---|
| Under 5,000 sq ft | $46 per month | $55 per month |
| 5,000-plus sq ft | $69 per month | $85 per month |
There are also additional costs for service calls and for certain types of repairs or replacements. These costs can vary depending on the type of issue, the cost of parts and labor, and the location of your home.
| Covered Appliance or System | The Basic Plan | The Total Plan |
|---|---|---|
| Air Conditioning System | X | ✓ |
| Ceiling Fans | ✓ | ✓ |
| Cooktop Exhaust Fans | ✓ | ✓ |
| Heating System | ✓ | ✓ |
| Ductwork | ✓ | ✓ |
| Clothes Dryer | X | ✓ |
| Clothes Washer | X | ✓ |
| Plumbing System | ✓ | ✓ |
| Plumbing Stoppages | ✓ | ✓ |
| Electrical System | ✓ | ✓ |
| Garage Door Opener | ✓ | ✓ |
| Microwave | ✓ | ✓ |
| Dishwasher | ✓ | ✓ |
| Garbage Disposal | ✓ | ✓ |
| Oven | ✓ | ✓ |
| Refrigerator | X | ✓ |
| Toilet | ✓ | ✓ |
| Water Heater | ✓ | ✓ |
| Whirlpool Bathtubs | ✓ | ✓ |
How to Choose the Right Appliance Insurance?
When appliance insurance choice home warranty, it is essential to consider the following factors:
- Coverage: Make sure that the insurance covers the appliances you need protection for. Some insurance policies may only cover specific appliances, while others may cover all appliances in the home.
- Deductible: The deductible is the amount you will need to pay out of pocket before the insurance coverage kicks in. Choose a policy with a deductible that you can afford.
- Claims process: Ensure the insurance company has an easy and efficient process. This will make it easier for you to file a claim and get your appliances fixed or replaced.
- Repairs and replacements: Some insurance policies may only cover repairs, while others may also cover replacements. Choose a policy that fits your needs.
Why Choice Home Warranty Glassdoor
Based on information from Glassdoor, Choice Home Warranty Glassdoor has been consistently listed on the Inc. 5000 list as one of the fastest-growing home warranty companies. The company, founded in 2008 and headquartered in New Jersey, has also been recognized as a recipient of BEST CLAIMS HOME WARRANTY CLAIMS. Customer reviews on Glassdoor Choice Home Warranty glassdoor have an overall rating of 4.7 out of 5 stars, with 92% of reviewers recommending the company to a friend.
Additionally, Glassdoor features 213 reviews of Choice Home Warranty as an employer. Of these reviews, 87% are positive. The company has 4 job openings, has conducted 15 interviews, and offers 5 benefits.
Key Takeaways | Appliance Insurance Choice Home Warranty
- Home warranty plans offer coverage for repairs or replacement of appliances and systems that break down due to normal wear and tear.
- Choice Home Warranty is a provider of such plans, offering coverage for a range of appliances, systems and add-ons.
- Appliance insurance choice home warranty is important because appliances are a significant investment, essential for the functioning of a home, and prone to breakdowns.
- Choice Home Warranty offers comprehensive coverage for appliances and systems, but there are also some limitations to consider such as limited coverage for certain items and difficulty getting claims approved.
- Other home warranty providers include American Home Shield, First American Home Warranty, Home Warranty of America, and TotalProtect Home Warranty.
- The cost of a Choice Home Warranty plan ranges between $350 and $600 per year, with additional costs for service calls and certain types of repairs.
Also Asked for Appliance Insurance Choice Home Warranty
What is a choice home warranty?
Choice Home Warranty is a leading supplier of home warranties in the market. It has a team of over 15,000 contractors that serves its customers’ home warranty claims in each and every state except Washington and California.
What is the service fee for a choice home warranty?
Before you purchase coverage, Choice doesn’t really demand a house inspection or maintenance record. Finally, unlike the other firms in our rating, it costs a flat amount of $85 for every service call rather than a variable rate.
